Horse Racing Accumulator Tips and Guide

Horse racing is a sport that is enjoyed all over the world and there are many countries where different types of race meetings take place. A typical horse racing meeting in the UK will feature between six to eight races and that lends itself to putting together a horse racing accumulator.

I’ve written this helpful guide to explain everything you need to know about multiple bets when it comes to horse racing. From my own personal experience, every bookmaker will allow you to place a racing accumulator although it pays to understand how these bets work before deciding on your selections and going ahead with your bets.

Racing Accumulator Tips

Quick tips for your horse racing accas;

  • Watch out for Non Runners – If you pick a horse in an 8 runner race, there is a chance the place terms change to 2 from 3. This applies to each way accumulators. It basically makes your bet tougher to win.
  • Keep the acca small – I would recommend picking 3 or 4 horses for your accumulator. There are various accumulator bets you can use with this amount of selections and the total cost of the best isn’t too high.
  • When to Bet – Unless you have inside info, don’t bet until the start of the first race. This gives you chance to monitor the betting market and odds. Everyday horses will drift (Go bigger in odds) and this is a bad sign. So holding off can help you avoid horses that are un-fancied in the betting.

Best Horse Racing Sites

What is a Horse Racing Accumulator?

To most people, an accumulator involves picking four or more selections and putting them together as part of the same bet. For example, on Day One of the Cheltenham Festival, you might pick out a horse for the first four races. You can then choose to combine these selections in a horse racing accumulator and cheer on each horse.

If you’re placing a racing acca, it’s generally the case that you’ll need all of your selections to win in order to land a return. When I put four horses in a straight accumulator, it’s a bet that is often tricky to win BUT the rewards can be absolutely fantastic. As you can imagine, if you multiply the odds of any four horses (even the favourites), you have a big potential return from a small stake.

Why Are Racing Accumulator Bets So Popular?

Me and my mates have been placing racing accas since we were old enough to bet! That is because you can bet small affordable stakes on a multiple and land a massive return should all your selections win. It’s perfect for a sociable bet and provides lots of interest, especially if your first horse hacks up and you can dare to dream if horse number two wins.

Racing accas are a little bit like playing the lottery but you actually stand far more chance of winning with the former. Also, it’s less about luck. You can use your skill and judgement to go through the card and identify a few winners by reading the form. The bookies pay out on winning accumulators on a daily basis – just take a look at social media for evidence.

Another motivation to place a racing acca could be that you want to cover a few of the favourites that are running that day. There might be a couple of odds-on shots that you fancy but would rather include in a multiple bet rather than bet them as singles where you would need to risk more in order to land a decent return.

How to Place a Horse Racing Acca

First thing’s first, you will need to sign up an online bookmaker. I’ve recommended the best bookies on this website when it comes to racing accumulators, so you can sign up with any of these operators in minutes and then you’re in a position to get started. You’ll need to fund your betting account using one of the available payment methods so you can start placing bets.

Next, you will need to visit the horse racing section of the bookmaker website. Here you can see the latest UK and Ireland race meetings taking place along with the racecards from countries such as the United States of America, Australia, Japan, South Africa and France.

To add a horse to your racing accumulator, you simply need to visit the race page and click on your selection or their accompanying odds. This will automatically populate your bet slip and you will be able to keep track of the number of horses that you have selected.

Once you are happy with the number of selections made, you then have several betting options including an accumulator. To place the acca, you select this type of bet and then nominate a stake. You should be able to see the cumulative odds of your accumulator which can help work out what stake you need to place for a particular return.

Can I Place an Each-Way Horse Racing Accumulator?

Providing that each-way betting is available for each of the horse races in question, then you can enjoy an each-way accumulator when it comes to the sport of horse racing. Please note that each horse race has different each-way terms so you need to understand where each of your selections needs to finish in order for the bet to stay alive.

As a general rule of thumb, if a race has less than five runners, then there won’t be any each-way terms available. If a horse race features five, six or seven runners, then you will need your horse to finish in the first two. When a race has between eight and fifteen runners, then you can strike it rich if your horse is between first and third, while any race with sixteen or more runners usually means you need fourth or better with your selection.

When I place an each-way acca on the horses, it’s essentially two bets. The first one is a win-only accumulator which requires all my selections to win in order to profit. The second one is a place-only acca where the potential return is much smaller. However, many customers do an each-way accumulator as it’s less risky than win-only.

How to Cash Out Your Horse Racing Accumulator

The vast majority of bookies offer Cash Out when it comes to horse racing and this is a great option when I place an accumulator bet. If you’re trying to find the winner of horse races with a big field, it can be quite a challenge to get a winning acca up and it’s great to have the option of Cash Out along the way.

Let’s say I place an acca on a race meeting at Newcastle. I pick out a horse for each of the first six races and stake £10 to win a life-changing amount of cash. Before any of the races, my Cash Out value might be £10 as that was the stake of my bet and I’m not necessarily in a stronger or a weaker position with my wager unless the odds change.

I end up backing the winner of Race 1 at odds of 3/1! All of a sudden, I’ve got the option to Cash Out for a profit even though I still have five selections left to race. The bookmaker might offer me £40 to Cash Out and I have to weigh up whether I should take the money or let the bet ride. If my Race 2 horse wins, I get a bigger Cash Out offer although if it loses, I have lost my bet.

Sometimes there is a chance to get Partial Cash Out which is the best of both worlds. You can use the slider functionality to take some money out of the bet and leave a percentage of your original stake in the accumulator. Cash Out just gives you more flexibility on your racing bets than you have had before.

Can My Acca Include Horses in the Same Race?

The short answer is yes. Let’s say you add the following to your bet slip:

  • 1 horses in Race 1
  • 2 horses in Race 2
  • 1 horse in Race 3
  • 1 horse in Race 4

That means you have five horses on your bet slip although the 2 horses in Race 2 can’t both win, so you would need to place two different accumulator bets if you wanted to include both of them in a multiple. This might be the sort of bet I place when a particular race has a big field and I want to cover a couple of runners rather than try and pinpoint the exact winner.

Can I Choose Horses from Different Race Meetings?

I frequently place a horse racing acca that features selections from a number of meetings. Why limit yourself to one racecard, especially at busy times like Boxing Day and New Year’s Day where there are several meetings taking place all over the UK and Ireland? You might like the look of a horse in the 3.20 at Catterick along with a couple of horses running at Towcester, while there’s possibly a runner at Wolverhampton that needs to be backed.

Some punters love the chance to put together a quick racing accumulator from the next three or four races. It means that they don’t have to wait long for their selections to run and the excitement will build up after each successful leg. There are usually no restrictions when it comes to choosing different horses providing there are odds available.

How Can I Claim Horse Racing Accumulator Free Bets?

Hands up if you love a free bet. I thought as much. The good news is that I’ve managed to secure a number of welcome bonuses across the different bookmaker websites. The even better news is that if you sign up with a bookie for the first time and place an accumulator, then you will get a free bet credited to your account and this can be used to place another acca on the horses.

Please note that each bookie has its own terms and conditions when it comes to a horse racing free bet and that includes minimum odds, so if you’re betting an acca, please ensure that the odds meet the minimum requirement. Placing a racing acca is a great way to enjoy a free bet as it’s a shot to nothing and you can make a good return from a free stake.

Horse Racing Accumulator FAQ’s

How much can I win with a horse racing accumulator?

Most bookmakers have a maximum win amount although it’s around £250,000 so you’d either have to bet a big stake or choose a massive number of selections if you stood to win this sort of life-changing amount. I’ve never had a limit as to the amount I can win from any accas I have placed although it might be different if you have a lot of horses in your multiple.

What are the best odds for an accumulator?

There is no right or wrong answer here. I would say that betting horses at single figure odds means you stand a far greater chance of betting racing accumulators. However, if you really fancy a horse at a big price, don’t be put off by the odds if you want to stick it in your acca. My personal preference would be to back a double figure price as a single.

How do I get my racing accumulator winnings?

If you manage to place a winning accumulator, then your bet is usually settled a few minutes after the final horse has won its race. You will see the winnings as part of your online betting balance and you have the choice to either make a withdrawal or place further bets.

Should I back the favourites in horse racing?

Many horse racing accumulators are packed with the favourites for each race. Sometimes they win but customers should know that bookies often price a favourite too short to avoid a big payout if it wins. It’s also unusual that every favourite wins for a particular meeting and that’s why the odds sometimes look too good to be true.

How can I get Best Odds Guaranteed for my accumulator?

The majority of online bookies now offer Best Odds Guaranteed on the day of the race. You should see BOG mentioned when you visit the bookmaker website and bet on the horses. It means you can take a price each selection and get bigger odds if the Starting Price is bigger. Best Odds Guaranteed is done automatically if this promotion is available for this race.

Can I watch horse racing live streaming?

If you’re betting a horse racing accumulator, then you naturally want to watch each of your horses. For UK and Irish meetings, many bookies now have a live streaming service in place where you can Bet and Watch. If you have placed an acca, it should automatically qualify you to watch that race on desktop or mobile.

About Jon

I've made What Acca to try and help people starting out with accumulator betting. The possibilities of these types of bets are pretty much endless, with the major attraction coming from the fact that a lot of money can be won for very little outlay. What Acca will hopefully teach you how to make more profitable accumulator bets whilst also eradicating some of the mistakes that I have made over the years.

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